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VUE | Spring 2021

The Digest | New Jersey Magazine

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But which luxury items can I leverage? How would the process work? And what's different from a regular loan, you ask? Luxe Lending Co., the luxury asset-based loan firm based in New York, aims to supply financial capital to clients by safely leveraging the luxury items at your immediate disposal, a low-risk option compared to traditional loans from bankers and other officers. Whether you're the entrepreneur searching to launch that company or the investor looking to invest funds into stocks, Luxe Lending Co. offers a no-frills loan just from that Hermés Handbag sitting in your closet. The pandemic has created pressing economic stress for many, especially the rising Millennials, and so, whether restabilizing financially or embarking on a project, your immediate luxury item inventory may hold the answers. Maybe the Rolex passed down from Grandpa? Or the diamond earrings from last Valentines Day? Luxe Lending Co. temporarily holds onto your luxe items while providing immediate cash loans. Whether used to avoid the rent late-fee from this month before you start your new job or an advance to get your business off the ground, Luxe's aid aims to meet your financial expectations and needs. Now, imagine yourself about a year ago, early 2020 to be specific. Close your eyes and think back to the deepest most profound dreams you had been chasing as the newest decade, the critically acclaimed 2020s, rapidly unfolded among us. Dial in on that clever business idea you wish you had started and fiery confidence you once championed to establish yourself in the most prestigious sector of your industry – food, fashion, finance, whatever it may be. And so, we all know what happened nearly weeks afterward, as the darkest, unpredicted clouds of the past century swooped in, occluding hopeful visions of professional success, jumpstarting a brand, and leading the millennial generation into luxury. Now open your eyes to another opportunity at those dreams. Luxe shines the light to take you there. For the ambitious New Yorker and founder of Luxe Lending Co. Nicole Schwartz, any dream shy of proper, necessary financial flexibility may rest in the hands of highly prized luxury items. Schwartz brushed off the challenges of the past year to start Luxe Lending Co., carving her own path with years of extensive fashion industry experience. Like many of the members of her generation, the Millennials, Schwartz pursued her passion for fashion in the traditional sectors of the industry. But with the already established, structured giants, Nicole Schwartz diverted her extensive experience, fashion knowledge, and perseverance to create her passion project of the pandemic: Luxe Lending Co., a no-frills luxury asset-based loan firm. And so, Luxe Lending Co aspires to shine a light on an often-overlooked Millennial generation chasing dreams, fulfilment, and successful entrepreneurship. Whether recovering from financial strain or searching for funding to launch a long-awaited passion project, Luxe Lending Co. aims to help any motivated individual achieve their goals without risking their financial future. After all, Luxe, a clever reference to luxury, also refers to a unit of light. "Luxe is a business, not to be confused with a small business, here to compete, provide market education, and supply safe luxury item-based cash loans. The sky's the limit," said Schwartz, carrying a vast ten-year history working for high fashion companies. Luxe Lending Co., unlike other private loans firms ranging from traditional officers to the overriding pressure of the bank, brings a personalized approach to the table, utilizing prized luxury items as collateral. From the Rolex collecting dust in a bedroom drawer or the gifted Chanel handbag, Luxe securely provides a sophisticated cash-lending approach to clients looking to launch that business, invest in the market, or leverage wealth for the next coming years. And founder Nicole Schwartz works to personalize the approach, interacting with the clientele through mode of social media, branding Luxe with her own face as a personable testimony to transparency, and mentoring her clients from one audacious entrepreneur to another. Rather than a disposable piece on the intricate chessboard infamously played by obscure banks or traditional loan officers, Luxe believes every client deserves the mutual respect to feel a revitalizing sense of elevated luxury combined with confidence. Many bank loans and traditional loan officers put your credit at risk for a crucial loan. Luxe keeps your financial goals in mind, leveraging luxury items to keep your long-term financial reputation intact. V U E N J .C O M 173

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