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A Protected Investment Buying a home constitutes as one of the single largest invest- ments a person can make in their life. Being so, it is important they insure and protect valuable com- ponents of their life— including their car, personal property, and health. One of the most prom- ising features of owner's title insurance is that it's a one-time fee. As long as you or your heirs own the home, your property rights are protected under own- er's title insurance. Risk Reduction When buying a home, many hidden issues may pop up after purchasing it, which is something no one wants to deal with. Home- owners who invest in an owner's title insurance policy protect themselves from any legal title discrepancies. In many cases, homebuyers are not aware they are running the risk for several unpredictable title claims such as forgery, fraud, and clerical errors. Getting an owner's title insurance policy reduces the risk of any of these happening to homebuyers which ultimately protects them in the end. Great Value As mentioned before, owner's title insurance policy is a one- time fee that's very low compa- rable to the value it provides. Typically, it costs around 0.5 percent of a home's purchase selling price. Homebuyers relieve themselves of the burden of another payment added along with their mortgage expenses. The one-time fee allows home- buyers to be comfortable and eliminate the cost upfront. Covers Your Heirs Getting an owner's title insur- ance policy protects your prop- erty rights as long as you or your heirs own your home. Essential- ly, the policy secures the safety of your heirs and sets them up for stability in case anything happens to you or your spouse. This aspect of owner's title in- surance provides you with peace of mind during the home-buying process and ultimately in the long run. Title Claim Protection If a house holds coverage by an owner's title insurance policy and you experience any such title claim that arises after clos- ing the home-buying process, your title insurance inevitably pays to resolve the issue that falls fault on your home. This can possibly include the paying of any legal fees correlated with defending a title claim, fixing a title problem itself, and also paying losses to the insured. Any of these issues can cause much stress to new homebuyers as most seek to avoid this conflict. Buying a home can be a hectic and emotional time for anyone, even those that have pur- chased a home before. Oftentimes, homebuyers lack awareness of the many benefits an owner's title insurance policy can provide them. When most people invest in real estate property, their ultimate goal is to recoup their investment when they sell. Having an owner's title insurance poli- cy provides one with the assurance that a claim to an investment will remain intact. Paradigm Title Group, an independent, full-service title insurance agency, specializes in providing residential and commercial title insurance and real estate settlements in several states. Ashley Gravano, Paradigm Title Group's Vice President of National Sales and Marketing, dedicates her time to leading a successful sales team and accommodating buyers throughout the buying process. With two decades of national experience and success in the title and settlement industry, she works to establish and maintain client relationships, while strategically positioning the company as an industry leader. Moreover, Paradigm Title Group continuously advocates to homebuyers the importance of buying owner's title insurance. Here are five reasons why every homebuyer should buy owner's title insurance. Ashley Gravano, Vice President of National Sales and Marketing at Para- digm Title Group LLC V U E N J . C O M 141

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